FinDEVr APIntelligence

FinDEVr2016-NY-(Stacked)V2Are you building new financial technology? Be sure to check out coverage from our recent developer conference in San Francisco. We’retaking the fintech developer tool showcase to New York on March 29 & 30, 2016. Stay tuned for details.

Developer news:

  • TechCrunch: Rakuten Launches $100 Million Global Fund For Fintech Startups.
  • GitHub is rolling out a redesign for code repositories.
  • New Relic Now Lets Developers Dive Deeper Into Their Analytics.

The latest from FinDEVr San Francisco 2015 presenters:

  • Hyperwallet Launches Loyalty Program for Independent Workers.
  • Arxan announces Cyber Security scholarship program.
  • Avoka Introduces Digital Account Opening from Within Salesforce.
  • Kabbage to power Sage’s small business loan offering.
  • Market intelligence provider Ipreo selects Xignite to provide real-time and delayed equity prices to its Investor Relations platform, BD Corporate.
  • Nexmo announces partnership with Netherlands KLM.
  • CenturyLink adds Former US Senator Mary Landrieu to Board.
  • Banking CIO Outlook magazine features Praesidio.
  • TokBox’s new developer toolkit brings voice and video chat to Apple TV apps.
  • Thinking Capital earns Deloitte’s Technology Fast 50 Canada Awards.
  • Worldpay employees evaluating use of finger vein technology to authenticate payments at the POS without the need for a card.
  • Let’s Talk Payments interviews Hyperwallet CEO, Brent Warrington.

Alumni updates:

  • Pymnts chats with Nymi founder & CEO, Karl Martin.
  • Deccan Herald features Cloud Lending Solutions.
  • Xero piloting program to allow users to file their GST returns.
  • MasterCard announced Ed McLaughlin as new Chief Information Officer.
  • VentureBurn highlights Entersekt: SA’s fintech gem making it safe for millions to bank, shop online.

Stay up to date on daily developments by following FinDEVr on Twitter.

FinDEVr APIntelligence

FinDEVr2016-NY-(Stacked)V2Are you building new financial technology? Be sure to check out coverage from our recent developers conference in San Francisco. We’re taking the fintech developer tool showcase to New York on March 29 & 30, 2016. Stay tuned for details.

Developer news:

  • The Next Web: How to Design with Developers.

The latest from FinDEVr San Francisco 2015 presenters:

  • Think Big Data mentions Praesidio as a startup using machine learning in its cyber security solution.
  • Xignite Surpasses 50 Billion API Calls in a Single Month.
  • VentureBeat: Twilio rolls out new feature set designed to help developers build messaging apps using its platform.
  • Arxan Technologies extends its app security protection to Apple TV.
  • Digital Asset Holdings Acquires Blockchain-as-a-Service Innovator, Blockstack.io.
  • Security solutions from Arxan Technologies now running on more than 500 million devices.

Alumni updates:

  • Tradier teams up with Equities Lab to bring real-world trading experience to college students.
  • Google appoints Entersekt CTO Christiaan Brand as product manager for security and identity teams.
  • Pymnts looks at how SimplyTapp is addressing host card emulation.
  • Visa Inc. to Acquire Visa Europe.
  • Fierce Finance IT features BehavioSec.
  • Avoka partners with Trulioo to provide digital identification authentication to international banks.

Stay up to date on daily developments by following FinDEVr on Twitter.

FinDEVr Live: Xignite Presents its Newest Financial Market Data API Technologies for Developers

Xignite_homepage_FinDEVr2015

xignite.com | resources.xignite.com/h | @xignite

Xignite_FinDEVr2015_logoNamed one of the 10 coolest brands in banking, Xignite, Inc. provides cloud-based financial market data APIs to help emerging companies and established enterprises deliver real-time and reference market data to their digital assets, such as websites and apps. Xignite’s clients include more than 1,000 financial services, media, and software companies from disruptive fintech firms, such as Betterment, FutureAdvisor, Motif Investing, Personal Capital, Robinhood, StockTwits Streamdata.io, Wealthfront, and Yodlee, to leading financial institutions, exchanges and market data vendors including Nasdaq, SIX Financial Information, and BMO.

Hoverboards, Driverless Cars and Streaming Financial Data – The Future is Here!
Attend this session to learn about the newest financial market data API technologies on the horizon. Attendees might even get a sneak peek at some unannounced Xignite products. Key Xignite engineering team members will be joined on stage by several Xignite clients for a lively discussion of the future of API delivery.

Key Takeaways:

  • Future API delivery technologies
  • Real world application discussion with robo-advisor and stock trading app vendors
  • Sneak peak at unannounced technology

IMG_0871

Presenters:

Anand Viswanathan, Developer
LinkedIn | @anand_seph | aviswanathan@xignite.com

Viswanathan spearheads developer efforts at Xignite and is the creator of Xignite Labs. Prior to Xignite he held developer positions at Viagogo, Media Interface, and Network Design Lab, The Ladders and Michigan State University, where he also taught advanced programming. He is fluent in Hindi and Tamil.

Al Chang, CTO (not pictured)
LinkedIn | @xignite_al | achang@xignite.com

Chang is a fintech industry technology expert. He has led engineering and professional services organizations in high-growth software companies, including Google, Oracle, Advent Software, and TenFold Corporation. Chang holds an MS and BS in Mechanical Engineering and a BS in Biology from MIT.

FinDEVr Live: Xignite Presents its Newest Financial Market Data API Technologies for Developers

Xignite_homepage_FinDEVr2015

xignite.com | resources.xignite.com/h | @xignite

Xignite_FinDEVr2015_logoNamed one of the 10 coolest brands in banking, Xignite, Inc. provides cloud-based financial market data APIs to help emerging companies and established enterprises deliver real-time and reference market data to their digital assets, such as websites and apps. Xignite’s clients include more than 1,000 financial services, media, and software companies from disruptive fintech firms, such as Betterment, FutureAdvisor, Motif Investing, Personal Capital, Robinhood, StockTwits, Wealthfront, and Yodlee, to leading financial institutions, exchanges and market data vendors including Nasdaq, SIX Financial Information, and BMO.

Hoverboards, Driverless Cars and Streaming Financial Data – The Future is Here!
Attend this session to learn about the newest financial market data API technologies on the horizon. Attendees might even get a sneak peek at some unannounced Xignite products. Key Xignite engineering team members will be joined on stage by several Xignite clients for a lively discussion of the future of API delivery.

Key Takeaways:

  • Future API delivery technologies
  • Real world application discussion with robo-advisor and stock trading app vendors
  • Sneak peak at unannounced technology

IMG_0871

Presenters:

Anand Viswanathan, Developer
LinkedIn | @anand_seph | aviswanathan@xignite.com

Viswanathan spearheads developer efforts at Xignite and is the creator of Xignite Labs. Prior to Xignite he held developer positions at Viagogo, Media Interface, and Network Design Lab, The Ladders and Michigan State University, where he also taught advanced programming. He is fluent in Hindi and Tamil.

Al Chang, CTO (not pictured)
LinkedIn | @xignite_al | achang@xignite.com

Chang is a fintech industry technology expert. He has led engineering and professional services organizations in high-growth software companies, including Google, Oracle, Advent Software, and TenFold Corporation. Chang holds an MS and BS in Mechanical Engineering and a BS in Biology from MIT.

FinDEVr Preview: Xignite

FinDEVr2015LogoV2DateFinDEVr Previews highlight companies presenting new developer tools, platforms and integrations at FinDEVr 2015 San Francisco Oct 6 & 7. Early-bird savings end Friday, so pick up your tickets today.

Xignite will be joined on stage by two of its clients – a leading robo-advisor and an online brokerage that provides low-cost trades. Attend this presentation to learn how these leading fintech companies easily integrated Xignite market-data APIs into their web, mobile, and wearable devices, and get a sneak peek at their platform infrastructure.

Xignite_homepage_Sep2015

Why it’s a must-see:

Come see why Xignite was named one of the ten coolest brands in banking and why leading fintech companies such as Personal Capital, Motif Investing, and Robinhood use Xignite real-time and reference market data to power their websites and mobile apps.


Check out more of today’s FinDEVr previews:

 

 

Xignite: Inspiring the Future of Finance with Easy and Speedy APIs

XigniteLogo

Are companies like Xignite the key drivers of financial innovation?

Within minutes of his company’s keynote at FinDEVr this fall, Xignite founder and CEO, Stephane Dubois had already dropped the names of StockTwits, Personal Capital, and Robin Hood. All headline-grabbing fintech companies that have chosen Xignite to supply the crucial market data that makes their innovations work.

Sharing the stage with software engineer Anand Viswanathan, Dubois used a real stock purchase to take the us from financial social network to PFM/investment advisory to trading platform, connecting the dots of a real fintech ecosystem with Xignite at the center.
Xignite_Homepage
From Xignite’s perspective what makes them the resource of choice for so many innovative fintech startups is that Xignite understands two key things about innovation in a competitive technology marketplace. First, it doesn’t matter how good your product or service is if you can’t get it to market before your competitors. Second, don’t make developers spend any more time on  the “financial market data piece” as Dubois calls it, than is absolutely necessary.
“Individual developers have an idea, a vision of building something unique,” Dubois explained.
“By creating something that developers can look at and say, ‘I can code this today’ it makes it easier for them to create and innovate,” Dubois said.
Ready, Set – Xignite!
It’s worth remembering that there was a time when getting access to market data itself was a challenge. “Historically sourcing and integrating market data has been very painful,” Dubois said from the stage at FinDEVr this fall. “It’s very complex area, its full of quirks and its littered with legacy technologies.” He recounted a story of Wealthfront founder Adam Rachleff, who became frustrated with legacy data providers, and decided instead to turn to Xignite for market data. 
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“We helped Andy build Wealthfront,” Dubois told developers. “And we can help you build your business.”
Founded in 2003 and headquartered in San Mateo, California, Xignite’s story has been about more than just building a better market data delivery mousetrap.  By 2008, the media had begun to pick up on how, in the words of TechCrunch’s Jeff Widman, Xignite was a “case study” in how a wide range of businesses – in this case Forbes.com – could take advantage of cloud-delivered data and free themselves from the costs and technology issues of legacy financial market data providers. 
As Dubois explained in an interview earlier this year, the previous generation of APIs assumed two things: slower networks than we have today, and applications that stored data. “Now the networks are faster and apps ask for data repeatedly rather than storing it,” he said.
This is what has allowed for “massive cloud ecosystems” such as Amazon Web Services, which Xignite leverages in order to support its own ecosystem of fintech builders and innovators.
Xignite_Art2
Today Xignite offers a wide array of fintech solutions. Its Market Data Cloud provides real-time, historical, and reference financial data on instruments in all asset classes. Its Market Data Distribution solution is used by exchanges and vendors such as NASDAQ to provide transaction data especially through Xignite’s on-demand APIs. Large FIs can take advantage of Xignite’s Enterprise Data Distribution solution, which helps organizations clean up data redundancies, as well as provide data through a private, branded API catalog.
Xignite currently processes more than 15 billion API calls a month from more than 45 countries. Its FI partners include BlackRock, Charles Schwab, BNY Mellon, Natixis, and TD Ameritrade, and exchanges like the Nasdaq OMX and the NYSE both use Xignite to sell their data.
The Technology
Xignite calls itself a design company rather than a “market data” company. It’s another way of saying that in addition to accurately delivering data quickly, Xignite has to provide that data in ways that are easy for developers to deal with. “Market data is especially complex,” Dubois explained. “We demystify it so they can build apps super quickly. We also have everything they need in one place – a one-stop shop – and what they’ll need for tomorrow.”
Some of what makes Xignite help developers get their projects finished easier and to market faster may seem like minutiae to non-builders. But according to Vishwanathan, its the minutiae that matters. He points to the layout of Xignite’s Product Catalog, which offers “tons” of API operators for individual services such as Get GlobalDelayed Quote. This gives developers the maximum ways to get the data they need. The API test forms in Xignite APIs can be customized so that developers can see only the outputs they are interested in, and in-line documentation helps make sure that builders are know both exactly what they are getting and exactly how to integrate it into their projects.
Xignite_Art3
Xignite and the Fintech Gold Rush
Dubois thinks we are living in a “fintech gold rush”. And as such its Xignite’s job to provide prospectors with the shovels, pans, and dredges. Newly queued up is FactSet, which provides financial information and analytics to more than 50,000 customers via desktop analytics, mobile apps, and data feeds. Xignite announced earlier this month that its customers will have access to FactSet’s global fundamental market data via its APIs as early as Q4 of this year.
In making the announcement about FactSet, Dubois referred the challenge of “keep(ing) pace with innovation.” It’s a telling acknowledgement and heartening to hear for fans of the platform. After all, it was a change in the way that data moved and was used – from slow
er and locally stored to faster and distributed from the cloud – that helped give Xignite the advantage it has. It is impossible to know the next evolution in data, the form it takes or the way the apps of tomorrow will consume it. But in either event, it will be worth watching to see how Xignite grows and adapts to stay at the forefront of change.
What’s not likely to change any time soon, however, are the number of companies discovering providers like Xignite and deciding that cloud-based financial market data delivery is a better alternative.
“Whether you are a startup trying to topple the world order, or working for a large company and trying to hold on to what you’ve got, what you need is speed,” Dubois said. “We have the largest, fastest, most powerful set of RESTful APIs that will help developers get their products to market faster.”

FinDEVr Preview: Eshtapay, EVO Snap*, Intuit Partner Platform, and Xignite

FinDEVrLogo

In the weeks ahead of FinDEVr San Francisco, we’re taking a closer look at the companies that will share their technology through presentations and workshops on September 30 and October 1.

Today, we have two installments. In the first, we looked a Avoka, Financial App, Incomm, and Xero. In part two, we’re featuring:

There’s still time to pick up your ticket to join in on the first event for fintech developers.


EshtapayLogo

Eshta develops and operates Eshtapay as a financial platform that can act as online payment system, e-wallet, escrow system, and self-service payment terminal back-end. Eshtapay (due to its very flexible architecture) is a Swiss-Army knife for the online banked and unbanked alike.

Keynote: Eshtapay: The Financial Swiss-Army Knife
Eshtapay is directly operated in Ukraine and Egypt and also used online from Dubai to France to power self-service payment kiosks, service vending machines, service marketplaces, and ATMs. With less than 6 months time to market for deployment, Eshtapay exhibits remarkable versatility and efficiency.
Workshop: Eshtapay: 80M People Market Case Study
Eshta CEO Catalin Braescu is offering a detailed break down of the customization and deployment of Eshtapay for the 80-million-person Egyptian market. Expect a colorful presentation, Indiana Jones situations, breakneck deadlines, and a Hollywood happy ending!
Why it’s great for developers:
    • Suspiciously easy to integrate
    • Dangerously fast to deploy
    • Tempting pricing

Your company + Eshtapay = fast access to billions of developing world consumers.



EVOSnapLogo

EVO Snap* is a one-stop shop for application integration, merchant underwriting and international payment processing. Our developer platform provides single-integration access to omni-channel payment processing and value-added services through one API – making it easy for developers to support merchants.

Keynote: DIY Offers and Rewards – Closing the Digital Loyalty Loop

Description: Activate and deepen relationships with customers by linking consumer data with payment and marketing services to create customized loyalty programs, card-linked offers and real-time rewards at point-of-sale.

Workshop: DIY Offers and Rewards API – A Look Under the Hood

Get up close and personal with the EVO Snap* Connect offers and rewards API and discover how to integrate offer publishing and card-linked redemption services into your loyalty app. Learn how to leverage pre-built service modules and explore options for making your bank/app portal more valuable to merchants by offering detailed retail analytics. We’ll crack open the API, review available data, and offer up sample code.

Why it’s great for developers:

  • Simple, fast & easy-to-use payment APIs & integration tools
  • Simplify merchant activation & approval
  • Expand your global footprint and EMV readiness

Acquirer, Processor & Technology Partner – All-in-One. EVO Snap* is a one-stop shop for application integration, merchant underwriting and international payment processing.


IntuitPPLogo

Intuit Partner Platform (IPP) is an open platform that enables developers to integrate with rich financial and transactional data through REST-based APIs and offers unparalleled reach to millions of small businesses through Intuit Apps.com.


Keynote: The Small Business Opportunity
The importance of small business to the global economy can’t be denied. With 600 million small businesses worldwide, the opportunity to drive their success is huge. Reach millions of small businesses by developing for Intuit QuickBooks Online, an open platform for developers that taps into the power of QuickBooks and the cloud. With partners from Square to American Express to Vend, QuickBooks Online allows Intuit and its ecosystem to simplify the business of life for millions of small businesses.
Workshop: Intuit’s Financial Data APIs: Getting Started With the Best Platform to Connect to Small Business and Consumer Financial Data
QuickBooks Online (QBO) has the largest small businesses audience in the world and the QBO API opens up this valuable market to partners and developers like you. The Customer Account Data (CAD) API is the same API that powers Mint.com giving you access to transaction data from over 19,000 financial institutions. In this session we will review the QBO and CAD APIs.
This session is best for developers looking to serve small businesses and accountants.
Key Takeaways:
  • What the QBO Platform offers to you as a partner and developer
  • How to start integrating with the CAD API so you can get started quickly
Why it’s great for developers:

    • QB Apps.com reaches millions of qualified SMB customers & accountants
    • You can easily connect your SaaS app to SMBs
    • Extend the power of QB to handle multiple jobs
Through IPP, developers can extend the power of QuickBooks, join Intuit’
s ecosystem of applications, and tap into millions of existing SMB customers.

XigniteLogo

Xignite is the pioneer of cloud-based market data APIs & the provider for leading Fintech innovators Wealthfront, StockTwits, Robinhood & Yodlee. Our APIs cover every asset class, market & data type available & are ideal for integrating data into FinTech mobile apps, websites, and platforms.

Keynote: Kick-Start Your FinTech Business with Xignite Market Data APIs
Xignite powers hundreds of breakthrough FinTech apps and platforms – touching millions of investors & finance professionals each day. Learn how Xignite can help you kick-start your FinTech business, fuel your growth, and power your success with our easy-to-integrate financial data APIs.
Workshop: Power Your FinTech Apps with Xignite Market Data Cloud APIs
Come see how easy Xignite makes it to add virtually any type of financial market data into your app and why the top FinTech start-ups are Xignite customers. Get first-hand experience calling Xignite REST APIs for pricing, reference, and historical market data. Novices and experts are welcome; Xignite experts will be on hand to answer any questions and explain basic concepts (i.e. how to call a REST API) and share best practices (i.e. using our open-source SDKs).

Why it’s great for developers:
• Get going now with our special startup pricing 
• Get to market first – thanks to our easy APIs 
• Huge catalog of market data to fuel your growth
The flagship FinTech companies are winning with Xignite. Shouldn’t you be too?


If you missed any of the previous FinDEVr Preview posts, check them out below:

FinDEVr Preview: Yodlee Interactive

FinDEVr_logo

In the weeks leading up to our inaugural FinDEVr conference, we’re taking a look at the more than 40 speakers who will be making presentations. Click here to see the full agenda.

First up is Yodlee Interactive. Yodlee was a presenter at the first Finovate event in 2007, and continues that tradition by being a big part of the inaugural FinDEVr. In addition to its keynote address, Yodlee will deliver three workshops on the second day (see below). 

For more information on FinDEVr, the first event for fintech developers, coming to San Francisco on September 30, visit FinDEVr here

Thumbnail image for YodleeLogo2012.jpg
Yodlee is the platform for financial innovation. More than 600 companies globally, including seven of the top ten US financial institutions, rely on Yodlee to power personalized financial apps and services for millions of consumers, driving retention, engagement, and revenue. 
Leveraging the industry’s largest data platform, Yodlee also delivers real-time insight into consumer behaviors to create more dynamic interactions – anywhere, anytime, on any device.
YodleeInteractive_homepage1
Yodlee Interactive is focused on making the Yodlee platform available everywhere that entrepreneurs, partners, and developers building digital financial apps and services can use to create value. As the architects of a new digital ecosystem, Yodlee Interactive optimizes the wisdom of the financial technology crowd to create, catalyze, and distribute innovations faster through an open and secure data API. 
Used by hundreds of companies, both small and large, Yodlee Interactive is the horsepower behind today’s coolest and most personalized digital experiences.
At FinDEVr, Yodlee Interactive will be giving a keynote address and will provide three workshops for builders. The titles, topics, and presenters for the keynote and workshops are below.
Keynote: Demystifying the Yodlee Data
What is the Yodlee platform and what value do the Yodlee Interactive APIs open up to developers?
 
JosephPolverari_Yodlee_FinDEVr_new

Joseph Polverari

Chief Strategy & Development Officer, Yodlee;
Founder & General Manager, Yodlee Interactive
Joe Polverari is focused on making the Yodlee platform available everywhere that value can be created by entrepreneurs, partners, developers building digital financial apps and services. 
Joe is a graduate of the Stanford Graduate School of Business Executive Program, holds a juries doctorate and degree in Economics from Santa Clara University.
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Cheung Tam

Director API Product Management, Yodlee
Previous to Yodlee, Cheung served as Senior Product Manager, Developer Platform at Intuit. Cheung is a technologist with advanced degrees in business and engineering and has over 15 years of development, product, and project management experience.
Workshop Session #1
How to Build an App with Financial Data: Hands on help from Yodlee Interactive and the hot app builders who are leading the charge.
AnitaHayrapetian_Yodlee_FinDEVr_new

Anita Hayrapetian

Senior Solutions Engineer, Yodlee Interactive
Anita is a customer focused sales engineer with in-depth technical knowledge and superior presentation and interpersonal skills. Successfully developed and deployed more than 20 major projects including auction, e-commerce and ERP systems for global computer component re-sellers.
Session also features Cheung Tam and Guest Developers.

Workshop Session #2
Yodlee’s Instant Account Verification (IAV) API for Managing Risk and Fraud
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Lori Martel

Vice President, Platform Product Management, Yodlee
Session also features Jayasree Iyer and Guest Developers

Workshop Session #3
Supercharge your Apps with Wealth Data from Yodlee & Xignite
DevaprasadMaybe_Yodlee_FinDEVr_new

Deviprasad Kocherry

Product Manager, Yodlee
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Al Chang

Chief Technical Officer, Xignite
Look forward to our next FinDEVr Preview featuring TD Ameritrade Institutional next week.