Payoneer Launches Cross-Border, Mass Payment APIs

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Cross-border payment startup Payoneer launched its first set of APIs this week. The New York-based company’s integrated payments APIs aim to make it easy for business platforms to power cross-border payments across the globe.

Using the new APIs, financial service providers can help their users in 200+ countries get paid by clients in 150+ local currencies without leaving their platform. After a simple integration process, companies can let Payoneer do the heavy lifting of regulatory compliance, licensing, security, and customer support. Among the first to leverage the new APIs is FinDEVr alum Xero (FDSV 14), a cloud-based accounting platform. Other use cases include:

  • Freelance management platforms
  • B2B marketplaces
  • Invoicing platforms

Founded in 2005, Payoneer offers multiple payout options, including prepaid debit cards, local bank deposits, international wire transfers, mobile payments, e-wallets, and paper checks. The company facilitates mass payouts for businesses looking to transfer money internationally, a service that supports companies such as Newegg, Airbnb, and Fiverr. Last October, H2 Ventures and KPMG named Payoneer as one of 50 industry leaders in fintech. That same month, the company closed a $180 million Series E round, which brought its total funding to $270 million. At FinDEVr New York 2016, the company’s director of engineering, Mark French, showcased how Armor Payments’ escrow solution has been integrated with Payoneer. The company also made an appearance at FinovateAsia 2013, where it launched a commercial account.

FinDEVr APIntelligence


FinDEVr New York is just over one month away. Visit our registration page today and save your spot as our developer’s conference returns to New York City, March 21 & 22, for two days of APIs, SDKs, case studies, coding examples, and more.


  • Braintree Hires John MacIlwaine as New CTO.

The latest from FinDEVr New York presenters. Catch them at FinDEVr New York next month!

  • ChartIQ to provide Fidessa with HTML5 charting options.

  • Clutch recognizes Softjourn as one of the top web and software developers in the Ukraine.

  • Fiserv wins inaugural Technology Association of Georgia (TAG) Fintech ADVANCE Award for its Verifast palm authentication technology.

  • Vantiv to provide debit, credit, and ATM processing services for Financial Technology Solutions International.

  • Massachusetts-based bank, Salem Five ($4.2 billion in assets) picks Fiserv as its new technology partner.

  • Vantiv partners with CardFlight to Offer EMV Mobile POS Solution.

Alumni updates

  • Intuit deploys VersaPay ARC for its SME customers and accountant clients.

  • Wave to offer OnDeck business loans and lines of credit courtesy of new partnership.

  • IBM leverages Hyperledger Fabric to support a trade finance-oriented blockchain project in Dubai.

  • Entersekt CIO Gerhard Oosthuizen shares advice on passwords and protecting personal data in Moneyweb.

  • ACI Worldwide teams up with Chargebacks911 to help merchants handle fraudulent chargebacks.

  • MoneyGram using Mobile Verify from Mitek to meet AML requirements.

  • Envestnet | Yodlee partners with mobile-only banking startup, Varo Money.

  • Xero partners with Sasfin Bank to offer next generation financial management to small businesses.

  • Betterment unveils new multi-plan offering with access to human advisors.

  • Fidor partners with EPAM Systems to gain access to additional product development and software engineering talent.

  • Avoka names former KPMG executive Matt Lewis as new CFO.

Stay current on daily news from the fintech developer community! Follow FinDEVr on Twitter.

FinDEVr Is Both Lion And Lamb

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If the spring season comes in like a lion and goes out like a lamb, then FinDEVr has a glorious golden mane and soft wooly end.

FinDEVr heads into spring with FinDEVr New York on March 21 & 22, then expands internationally to London on June 12 & 13 at the tail end of the season. With unique speaker rosters, tools and tech, attend both to see what’s happening in the fintech developer community in the US and Europe.

Featuring live coding, demos, videos, and slides, the events will showcase new and trending technology for the financial services, banking and payments industries – APIs, SDKs, platforms, and more. TED-style, 15-minute presentations are interspersed with short networking sessions in an exhibition area giving attendees the chance to connect with presenting companies and 400+ CTOs, software engineers & architects, developers and other talented technologists.

The selection process for FinDEVr New York presenters has started. They include Barclaycard, BlueMetal, ChartIQ, Cognitect, Currency Cloud, Ellie Mae, FairCom, Finicity, FixNix, GoodData, Modelshop, Prevoty, Softjourn, TokBox and Vantiv with more announced next week.

If you love the tech in fintech, FinDEVr New York and London are the place to be.

Register today and save 10% with the promo code “FinDEVrBlog”. FinDEVr London presale tickets expire this Friday, and New York early-bird savings are also on the way out.

FinDEVr New York and London 2017 are partnered with American Banker, BayPay Forum,, Breaking Banks, Byte Academy, Canadian Trade Commissioner Service, Celent, CIOReview, Cointelegraph, Colloquy, Distributed, Empire Startups, Femtech Leaders, Finmaps, Fintech Finance, Harrington Starr, Level39, London Tech Week, Mercator Advisory Group, The Paypers,, Swiss Finance + Technology Association, and Women Who Code.

Braintree Hires John MacIlwaine as New CTO


Former Lending Club CTO John MacIlwaine will join Braintree as the company’s new Chief Technology Officer. MacIlwaine takes the reins from current Braintree General Manager Juan Benitez, who had been serving in both capacities since 2014.

“As this global role will have a significant impact on our products, team, and strategy,” Benitez wrote in a blog post at Braintree, “John’s 20+ years of experience as a CIO/CTO in the financial services industry driving innovation at scale for multiple teams is a perfect fit for Braintree.” In his new position, Macilwaine will lead product development including engineering, product management design, and production engineering.

Braintree specializes in payment solutions for e-commerce companies ranging from small businesses to large corporations. The company’s platform enables merchants and businesses to accept payments directly, manage an online marketplace, or explore new sales channel opportunities. Braintree prides itself in being “developer-bred” and “technology-led” and emphasizes the ease of integration and wide payment optionality (including PayPal and Venmo) of its technology.

Braintree_JohnMacilwaine“The two-sided platform that only Braintree and PayPal together can deliver is unmatched and has always stood out to me,” MacIlwaine said. “I’m thrilled to leverage this unique value proposition to continue helping merchants around the world grow and succeed.”

MacIlwaine comes to Braintree from fellow Finovate alum, Lending Club, where he was CTO for more than four years. Before Lending Club, MacIlwaine held executive positions at Green Dot, Visa, Sungard, Envestnet, and Morgan Stanley. He has a BSE in Computer Engineering from the University of Michigan, where he is a member of the Entrepreneurship Advisory Board at the School of Information.

Founded in 2007 and headquartered in Chicago, Illinois, Braintree presented tools, tips, and other developer resources for building better e-commerce experiences for customers at FinDEVr New York 2016. The company is also a veteran of Finovate, having demonstrated its payment solution, Venmo Touch at FinovateSpring 2013. Braintree unveiled an expansion of its commerce infrastructure APIs last December, and promoted William Ready to COO in October. The company was acquired by PayPal in the fall of 2013 for $800 million in cash.

Media Roll Call: See Who’s Covering FinDEVr New York


If FinDEVr is generating a lot of buzz in New York and the media likes buzz, is the media buzzing about FinDEVr New York?

Yes, yes it is. An impressive roster of media organizations have secured passes to FinDEVr New York and will attend the developer event this March 21 & 22. Here’s a sneak peek of the reporters, editors, analysts and producers who will be in the room:

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Join us and see what the buzz is about. Register and save 10% with the promo code “FinDEVrBlog” at

FinDEVr New York 2017 is partnered with BayPay Forum,, Breaking Banks, Byte Academy, Canadian Trade Commissioner Service, Celent, Cointelegraph, Colloquy, Distributed, Empire Startups, Finmaps, Fintech Finance, Harrington Starr, Mercator Advisory Group, The Paypers,, Swiss Finance + Technology Association, and Women Who Code.

FinDEVr APIntelligence

FDNY17_EventLogo_v1(wdate)Tickets for upcoming FinDEVr London and FinDEVr New York are at their lowest prices now. Register for FinDEVr New York now and save!


  • SimplyTapp Launches New Payments and E-Commerce App, Gane.

Alumni updates

  • Let’s Talk Payments interviews Marcin Truszel, Founder & CEO of Kontomatik.
  • StockTwits Partners with TradeIt to Expand Beyond Robinhood’s Brokerage.
  • Xignite adds senior sales, business development talent; unveils new offices in New York financial district.
  • Arxan Technologies partners with Cisco as to protect connected medical devices.
  • CurrencyCloud Taps Former Misys Executive Ed Addario as New CTO.
  • Quicken to Leverage PayNearMe’s Prism API.
  • The Banker interviews Avoka European GM, Richard Austen.
  • Persia International Bank chooses core banking technology from Temenos.
  • WISeKey and Stratumn partner to provide enterprise-grade process security software based on blockchain technologies.
  • EVO Payments acquires Sterling Payment Technologies.
  • Rabobank to deploy UP Immediate Payments from ACI Worldwide.

Stay current on daily news from the fintech developer community! Follow FinDEVr on Twitter.

Misys Veteran Ed Addario Joins CurrencyCloud as New CTO


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Ed Addario, the new Chief Technology Officer for CurrencyCloud, brings an impressive track record as a fintech executive to the company. Addario comes to CurrencyCloud after serving as Global Head of Architecture and Integration at Misys. And previous to his tenure at Misys, Addario was SVP Technology at Monitise. At CurrencyCloud, Addario will manage a 45-member team dedicated to developing the company’s APIs that help third parties automate and enhance their payment processes.

In a statement, Addario praised CurrencyCloud’s technology for being “built by developers for developers” and referred to the company part of the “next generation” that will “realize the true potential of the digital economy.” CurrencyCloud CEO Mike CurrencyCloud_EdAddarioLaven called Addario a “perfect fit” for the task of helping create solutions that will enable companies to take advantage of “new and emerging business models” without being limited by legacy technology. “Ed will play a key role in developing the tools that we provide,” Laven said, “to allow our customers to build the best solution for their business needs.”

Addario has a B.Sc. in Computer Science, with coursework in Applied Statistics and Machine Intelligence, and a M.Sc. in Manufacturing and Quality Engineering. He is also a senior member of the Institute of Electrical and Electronics Engineers (IEEE).

Founded in 2012 and headquartered in London, U.K., CurrencyCloud demonstrated its payment engine last year at FinovateEurope 2016. The company also presented at our developer’s conference, FinDEVr Silicon Valley in 2015, discussing how Currency Cloud rebuilt its market-leading API. Named to Fintech Forward’s “20 Companies to Watch” last fall, CurrencyCloud forged a partnership with Arkea Banking Services in August, and appointed a new CFO, Fiona Tee, last spring. CurrencyCloud has raised $35 million in funding – including an $18 million Series C in June 2015. Sapphire Ventures, Notion Capital, and Atlas Venture are among the company’s investors.

Speaker Deadline for FinDEVr London — Apply Now!


In the depths of winter, FinDEVr — like many of you — is looking forward to summer. On June 12 & 13, FinDEVr is launching its first international event in London and joining forces with London Tech Week.

With the surge of fintech innovation in Europe and the first FinDEVr London speaker deadline just days away, we’re receiving applications from dozens of awesome organizations. Interested in joining the fray? Read on.

FinDEVr is the only event that brings together the people behind fintech: the developers, CTOs, VPs of engineering, software engineers and architects, UX designers and programmers creating financial innovations.

If you’re working on solutions for the fintech, finance and banking industries, the upcoming FinDEVr London is for you. FinDEVr offers a powerful opportunity for technologists to reach 400+ peers in order to:

  • Drive product adoption of APIs/platforms/SDKs
  • Showcase new and trending technology and the inspiration behind it
  • Establish technical leadership of the industry while educating the market
  • Garner press recognition and gather feedback on innovations

Through 15-minute, TED style presentations, companies showcase their latest innovations, case studies, tutorials and best practices through demos, live coding, slides, and videos. During interspersed networking in an exhibition area, presenters have the chance to connect one-on-one with attendees for a deeper dive. With a limited number of companies selected to participate (a max of 30 each day), the presenter to attendee ratio is excellent.

For more information on speaking, please review the brochure here: And then fill out the online application here:

If you have any questions, please email And keep the first application deadline this Friday, January 27 in mind.


FinDEVr London 2017 is partnered with BayPay Forum,, Breaking Banks, Byte Academy, Celent, Cointelegraph, Colloquy, Distributed, Empire Startups, Finmaps, Fintech Finance, Harrington Starr, Mercator Advisory Group, The Paypers,, Swiss Finance + Technology Association and Women Who Code.

SimplyTapp Launches New Payments and E-Commerce App, Gane


Gane, the new mobile app from SimplyTapp that integrates shopping, payments, and money transfers is now available in the U.S. As part of the launch – and to encourage people to try the technology – SimplyTapp has partnered with Product Hunt to give users $10 to spend anywhere Apple/Android Tap & Pay is accepted.

Writing in a discussion board at Product Hunt, SimplyTapp Creative Director Seth Louey called Gane an “easy, secure, and private way to shop, save, pay and transfer that’s fast and convenient.” Available on both iOS and Android, Gane can be used at more than two million retail locations worldwide, and works with hundreds of Apple Pay-enabled apps and websites. The company says users of its app save an average of $44.37 a month.


Pictured: SimplyTapp CEO and co-founder Doug Yeager during his presentation on Host Card Emulation (HCE) at FinDEVr Silicon Valley 2014 in San Francisco.

With Gane, SimplyTapp brings its “tap-to-pay” technology to iOS devices as well as Android, enabling mobile users to make payments and redeem rewards with a single transaction. Users can load up to $200 per day to their Gane accounts using their linked debit card or credit card (free for debit, 3% service fee for credit), and there is no limit on the number of withdrawals. Because money transfer recipients must have the Gane app installed in order to access funds, transfers to people without Gane come with a prompt to download the app. We discussed Gane as part of our look at AI in fintech last fall.

Founded in 2011 and headquartered in Austin, Texas, SimplyTapp specializes in using host card emulation (HCE) to enable mobile devices to make “proximity payments.” Doug Yeager discussed HCE technology during his presentation at the inaugural FinDEVr Silicon Valley 2014. HuffPo featured the company – along with fellow Finovate alum Kontomatik – in roundup of the five most useful APIs in the financial world back in March. SimplyTapp has raised more than $10 million in funding, and includes BlueSky Capital and LightSpeed Ventures among its investors.

Quicken to Leverage PayNearMe’s Prism API

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Cash billpay service PayNearMe announced last week its Prism API is powering bill presentment for Quicken. By leveraging the Prism API, Quicken can provide its customers with real time bill and account visibility.

The Prism API also offers Quicken clients same-day bill payment capability for utilities, telecom providers, cable billers, and more. The integration has helped Quicken bring “thousands more” billers to its platform.

Screen Shot 2017-01-23 at 2.29.05 PMPrism’s bill presentment

Daniel A. Chen, Quicken’s head of business development said Quicken selected Prism because it is “extremely developer friendly” and “the documentation is among the best I’ve seen.” Chen continued,

“Prism API enables us to better support our customers by providing them with real-time insight into future cash-flow needs and upcoming bill amounts. It also enables us to monitor changes in a biller’s service that may affect our customers before they are noticed. The automated monitoring means we are able to troubleshoot more quickly than the manual process we were using before.

PayNearMe began offering access to the Prism API after it acquired Prism Money in May of 2016. Visa was the first client to leverage the Prism API. The company helps enterprise customers offer bill presentment capabilities to their consumer-reloadable prepaid card clients.

Founded in 2009, PayNearMe enables consumers to pay bills using cash at 17,000+ 7-Eleven, Ace Cash Express, and Family Dollar retail stores across the U.S. by scanning a barcode on their smartphone. Most recently, the company partnered with Comcast to power cash payments for XFINITY clients. PayNearMe presented at FinovateSpring 2013 and at FinDEVr Silicon Valley 2014. The company has raised more than $71 million in funding. Danny Shader is CEO.

Quicken debuted Quicken Online at FinovateFall 2008 in New York. The company, once owned by Intuit, was acquired by H.I.G. Capital in April of 2016 for an undisclosed amount. Eric Dunn is Quicken CEO.